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Find Homeownership Incentives

Single Family Housing Direct Home Loans in Arizona

Homeownership Subsidy Low to Moderate Income (LMI) First Time Homebuyers Returning Home Buyer

Type Of Program

Deferred Second Mortgage

Program distribution

Program Originator

U.S. Department of Agriculture






Section 502 Direct Loan Program

Also known as the Section 502 Direct Loan Program, this program assists low- and very-low-income applicants obtain decent, safe and sanitary housing in eligible rural areas by providing payment assistance to increase an applicant’s repayment ability.

  • Payment assistance is a type of subsidy that reduces the mortgage payment for a short time.
  • The amount of assistance is determined by the adjusted family income.
AMI Limit


Employer Participation Required

Must Earn Counseling Certificate

Eligibility Limitations

Cash Sale Permitted

Cosigner Permitted

Owner Financing Permitted

Must be Primary Residence

Program Provider's Contact Name

Program Provider's Address

Program Provider's Phone

Program Provider's Email