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Find Homeownership Incentives

Specially Adapted Housing (SAH) Grant

Disabled Persons Rehab Project

Type Of Program

Deferred Second Mortgage

Program distribution

Forgivable Second Mortgage

Program Originator

US Department of Veteran Affairs






Can I get a Specially Adapted Housing (SAH) grant—and how much funding does this grant offer? You may be able to get an SAH grant if you’re using the grant money to buy, build, or change your permanent home (a home you plan to live in for a long time) and you meet both of the requirements listed below. Both of these must be true.

You: Own or will own the home, and Have a qualifying service-connected disability Qualifying service-connected disabilities include:

  • The loss or loss of use of more than one limb The loss or loss of use of a lower leg along with the residuals (lasting effects) of an organic (natural) disease or injury Blindness in both eyes (having only light perception) along with the loss or loss of use of a leg Certain severe burns The loss or loss of use of one or both lower extremities (feet or legs) after September 11, 2001, that makes it so you can’t balance or walk without the help of braces, crutches, canes, or a wheelchair Note: Only 30 Veterans and service members each fiscal year (FY) can qualify for a grant based on the loss of extremities after September 11, 2001, as set by Congress.
  • If you qualify for but don’t receive a grant in 2019 because the cap was reached, you may be able to use this benefit in FY 2020 or future years if the law continues to give us the authority to offer these grants and we don’t go beyond the new FY cap. For FY 2019, you may be able to get up to 3 grants—for a total of up to $85,645—through the SAH grant program. Learn more about how to apply for a housing grant
AMI Limit


Employer Participation Required

Must Earn Counseling Certificate

Eligibility Limitations

Cash Sale Permitted

Cosigner Permitted

Owner Financing Permitted

Must be Primary Residence

Program Provider's Contact Name

Program Provider's Address

Program Provider's Phone

Program Provider's Email