×
Sign In Sign Up

Find Homeownership Incentives

+ Save Search
There are 60 program(s) available based on your search “Baltimore, MD”

60 Results

BeSMART Energy Efficiency Loan for Homeowners

The BeSMART Home Loan Program provides the financing for homeowners to improve the energy efficiency and comfort of their home, by replacing and upgrading appliances, heating, ventilation, and cooling systems. The goal is to not only upgrade the home but save homeowners long-term on their utility bills.
Type of program
Home Repair Loan
Amount of assistance
$30.00

Crowdfund with HomeFundIt

HomeFundIt is the only crowdfunding program in the nation approved by Fannie Mae and Freddie Mac for use with conventional mortgage loans.
Type of program
Deferred Second Mortgage
Amount of assistance
$4,500.00

Maryland Mortgage Program Flex 3% Loan

Comes with a grant equal to 3% of the first mortgage. Grant does not get repaid.
Type of program
Deferred Second Mortgage
Amount of assistance
$3,400.00

Maryland Mortgage Program Flex 5000

Comes with a $5,000 loan for down payment and closing costs. This second lien has a zero percent interest rate, and no payments are due for the life of the first mortgage. As soon as the first mortgage ends (repayment, refinance, transfer, sale, etc.), the second lien is due and payable. The 5000 line is eligible for Partner Match funds, if applicable.
Type of program
Deferred Second Mortgage
Amount of assistance
$5,000.00

NACA

NACA is purchase mortgage with no money down and no PMI. NACA provides both comprehensive housing counseling and access to an incredible mortgage. NACA has over $13 Billion committed from some the country's largest lenders.
Type of program
Home Purchase Mortgage

NHF Down Payment Assistance

One of the biggest challenges for homebuyers is coming up with the funds to cover the down payment requirements and/or closing costs associated with a mortgage loan. To bridge that gap, NHF provides down payment and/or closing cost assistance (DPA), up to 5% of the mortgage loan amount.
Type of program
Deferred Second Mortgage
Amount of assistance
$4,500.00

Project Reinvest Program Information

Grants at the 100% AMI level are running out. NHS cannot guarantee that these grants will be available.
Type of program
Deferred Second Mortgage
Amount of assistance
$20,000.00

Quick Fix Loan

Quick-Fix Loan up to $7,500 for Baltimore County or Baltimore City homeowners who need to make repairs or improvements to their home.
Type of program
Home Repair Loan
Amount of assistance
$3.00

Small Rehab Loan

This Small Rehab Loan is for Baltimore County and Baltimore City homeowners who have been employed continuously for at least 1-year.
Type of program
Home Repair Loan
Amount of assistance
$3.00

Special Assistance Grant (50% AMI)

The Special Assistance Grant (SAG) can be added to loans reserved on or after May18, 2018 and will be available until CDA issues a directive that the initiative is closed.
Type of program
Deferred Second Mortgage
Amount of assistance
$2,500.00
Housing Counselors
15 Counselors